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Save on Hill Country Homes with 15-Year versus 30-Year Loans

Posted in: Mortgage News/Sources
An increasing number of Hill Country homebuyers and Gillespie County property owners today are choosing the 15-Year fixed-rate mortgage to buy or refinance Texas real estate.  The 15-Year product offers great savings to buyers of Fredericksburg TX homes and borrowers who are refinancing Texas Hill Country real estate.  However, payments can be 50 percent higher with the 15-Year versus the 30-Year loan product.

Texas Economy Up though Real Estate Market Lukewarm

Posted in: Market Updates
Inventories of Texas Hill Country real estate for sale in mid-2011 remain at levels similar to last year.  Fredericksburg TX real estate inventories will last over a year and Texas Hill Country ranch land inventories on hand could last over five years.  

At a recent meeting of the National Association of Real Estate Editors in San Antonio, economists examined the Texas real estate market along with that of the nation.  They cited high unemployment levels, high foreclosure inventories, and government props as reasons for delaying the return to a healthy real estate market after the 2008 dive.

USDA Loans to Purchase Texas Land Outside of Fredericksburg

Posted in: Kerrville Area, Mortgage News/Sources
Buyers with low to medium income who are looking for Texas Hill Country real estate for primary homes may want to ponder purchasing Texas land somewhere just outside of Fredericksburg.  That is because the United States Department of Agriculture (USDA) offers buyers money to live in rural areas.  The USDA rules define rural as less than 10,000 people.

Extend and Pretend Traps Commercial Real Estate in USA/Fredericksburg

Posted in: Investment Analysis
Pertaining to Commercial Real Estate (CRE), Texas has seen some of the "extend and pretend" phenomena as described in the Tierra Grande Publication from Texas A&M University's Real Estate Center.  Maybe for commercial real estate in little ole Fredericksburg TX, lenders pretend less frequently than in Florida, Arizona and California.

Market Update Dec-2010 for Fredericksburg Texas Real Estate

Posted in: Market Updates
Market statistics provide important information for buyers of Fredericksburg TX and Hill Country real estate to make decisions.  An experienced Realtor provides knowledge of the Texas real estate market to assist the earnest buyer to bargain from a position of strength.  Before purchasing a Texas Hill Country home, land or ranch, or an investment property, SAGE-Premium Texas Real Estate urges you to consider some of the following facts:

Inventory:

During the first 11 months of 2010, Fredericksburg, TX real estate has seen 125 sales.  That is 11+ sales per month.  Click title to read more.

Some 2010 TAMU Texas Real Estate Stats

Posted in: Market Updates
Important monthly updates and yearly reports about the Texas real estate market and economy are published online by the Real Estate Center at Texas A&M University.  For Year End 2009, the report speaks about housing, land development, retail growth, jobs loss and creation, and the economy around Austin real estate and San Antonio real estate.  Both affect our Texas Hill Country real estate and economy.  Click title to read more.

Texas Real Estate Investments and Foreclosure

Posted in: Mortgage News/Sources
Investing in foreclosed Texas real estate became commonplace during the past several years since 2005.  Foreclosures are still relatively rare in the Fredericksburg TX real estate market but they occur.  Interested parties are still asking about bargain prices for foreclosures and short sales.  

Say an investor whose principle residence is a home in Austin or San Antonio wants to start investing in Texas real estate by purchasing a Fredericksburg home.  The following information may be helpful.  Click title to read more.

Why a 1031 Exchange of Texas Real Estate

Posted in: 1031 Exchanges
Anyone thinking about a 1031 exchange of Texas land--from Austin TX real estate to San Antonio, to Fredericksburg or other Texas Hill Country land--may be interested in this information.  A 1031 exchange can be extremely financially beneficial for those who follow the rules and know what they are doing.

Designed to work to the benefit of the Texas property owner over time, the 1031 exchange helps minimize capital gains taxes and offers advantage to property owners.  It generally remains hidden from view inside the Internal Revenue Code, just waiting for those of you who could benefit to find it.  Click title to read more.


Investing in Texas Homes and Commercial Real Estate

Posted in: Investment Analysis
A couple of 2010 reports highlight the continuing positive indicators for investing in Texas homes and real estate, including commercial real estate investments.  Our yellow rose of Texas continues to hold promise for investors, according to news snippets published in the "Real Estate Center Online News" from Texas A&M University in the October 15 issue.  Click title to read more.

Texas Hill Country Homes for Investors

Posted in: Investors/Commercial
Investors may want to consider adding attractive Texas Hill Country homes to their portfolios.  From Fredericksburg homes in its heart to handy single-family homes in west Austin and northwest San Antonio real estate, these Hill Country vacation properties will only gain value in the growing Texas real estate market.

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Dale E. Cook, MBA, Broker/Owner

Sage - Premium Texas Real Estate
Chase Bank Building
150 E. Main St., Suite 303
Fredericksburg, TX 78624

830-997-1035 office
830-992-0056 cell

Click Here to Email Us


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